Western Financial Services Protected Self Insurance Program

Western Financial Group Insurance Solutions, in partnership with the Canadian Rental Association (CRA), is proud to be the endorsed provider of a specialized insurance program with risk management services for CRA members across Canada. For over 25 years, Western Financial Group Insurance Solutions has specialized in helping Canadian associations, buying groups, and independent businesses save money while providing the right level of coverage through specialized group insurance programs. We are here to help you with your insurance needs and help reduce your insurance costs.Our Guarantee to You:

  • We will understand your rental business and the risks you face.
  • In conjunction with the CRA, we have created a specialized insurance program for your industry.
  • We will work with you to determine the “right” level of coverage to meet your particular needs.
  • We will provide consistent and ongoing Canada-wide sales and service support for your insurance needs.
  • As a participant in the CRA Insurance Program, you have the benefit of strength in numbers with preferred group rates.
  • The CRA Insurance Program will provide each member with immediate premium savings and long-term rate stability.
  • The program will provide an opportunity for rebates paid directly to participating members.
  • All participating members under the new program will have an Western Financial Group Insurance Solutions representative review current coverage limits, including building evaluations, and provide coverage recommendations.

Feature Benefit
Immediate Savings – guaranteed rate reduction off your current policy premium
Long Term Rate Stability – members’ future premiums are based upon program claims, not on insurance market savings
Ownership of Premiums – 45% of premiums owned by participating members
– fund pays defined portion of claims; any balance after claims of each year’s fund belongs to insured members
Proven Structure – “protected self-insurance” structure same as for the Alberta Hotel & Lodging Association, Sobeys, and the Association of Manitoba Municipalities
Complete Insurance Protection – insurer pays all claims over the annual deductible fund
– no deficit or retroactive assessment can occur in this self-insurance fund
Administration – underwritten by Royal & Sun Alliance Insurance Company; an AM Best “A” rated insurer
– “protected self-insurance” fund held by SecuriCan General Insurance Company
– risk management, loss prevention and building evaluation service
– consistent claims handling with control adjusters and lawyers under Western Financial Group Insurance Solutions’ direction on CRA’s behalf
Contact Information for the Canadian Rental Association Insurance Program:
Toll Free Phone: 1-800-665-8990/Fax: 1-888-990-4301
Justin Friesen, Ext. 7211
Manager, Commercial Sales and Service

View additional benefits available to CRA members

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